Even after RIT begins collecting transaction information it will not sell client lists from our repository or web site; this includes contact, prospect or sales lists, nor will we sell or transfer ownership of information to any third-party.  In fact RIT will not actually sell information at all, only the use of it for a specific transaction and then only with the prior permission of both the data contributor and consumer.  To protect consumers, RIT will track all report inquiries which include its requestor and purpose.  When sold, all consumer scores will be transparent; a full explanation of how they are determined will be available on this web site.  RIT supports all information related government regulations, recommendations and initiatives. This includes the letter and spirit of the law; see FCRA/FACTA. 

Notice

Exact data recorded by RIT will vary depending on the industry from which it originates.  However, full disclosure on this web site of the exact type of information collected is important and in RIT’s best interest.  RIT will accept only accurate, objective and verifiable payment and behavior information from approved contributors via approved and secure means with prior written permission of the individual or business about which the data concerns.

Choice

The consumer is in control, they decide who can receive their RIT report.  Also consumers may opt-out, preventing any company from purchasing the use of their information in an RIT report by informing the data contributor or RIT directly.

Access

          Eventually 24-7 access to review one’s own data for accuracy may be possible; until then, access directions will be available on this web site prior to selling data products or collecting information. 

Security

          Click on Security button above.

Redress

          Corrected information will be updated by the next “nightly” data transmission; dispute directions will be available on this web site prior to selling data products or collecting information.

With respect to this web site

     No part of this web site may be used without RIT’s written permission for any purpose other than consideration of RIT products and services. We may monitor visits to the web site to identify any attempt to tamper with it. 

     Web site visitors are granted a limited, non-exclusive right to create a hypertext link to this Web Site provided the link does not portray RIT and/or its affiliates or any of their respective products and services in a false, misleading, derogatory or otherwise defamatory manner. This limited right may be revoked at any time. Web site visitors may not use, frame or utilize framing techniques to enclose any RIT trademark, logo or other proprietary information, including the images found at this Web Site, the content of any text or the layout/design of any page or form contained on a page without RIT’s express, prior, written consent. Except as noted above, web site visitors are not conveyed any right or license by implication, estoppels, or otherwise in or under any patent, trademark, copyright, or proprietary right of RIT or any third party.

With respect to information collection on this web site  

     When you visit our web site we may collect certain information about your visit that does not identify you personally. We may identify the type of computer, browser, and web service you are using. We also know the date and time you visit and the pages you visit. Collecting this information helps us design the site according to your needs. 

     Sometimes may we use "session cookies," which are small amounts of text that we store on your computer during the visit. So, if you are entering information for a business transaction and go to another site and come back during the visit, you won't lose the information. After you turn off your computer or stop using the internet, the cookie is erased.

With respect to E-mail  

     We won’t share your e-mail address with anyone outside RIT and its contractors. We will only use your e-mail address to respond to your requests for information or legitimate, security, inquiry and rights notification. 

With respect to links to other sites

     Our Web site may have links to other Web sites. When you go to another site, you are subject to the privacy and security policies of that site. RIT cannot attest to the accuracy of information provided there. None of the information or contents posted on linked sites is endorsed, reviewed, screened or approved by RIT in any way. 

     Linking to a web site does not constitute an endorsement by RIT, or any of its employees, of the sponsors of the site or the products presented on the site. RIT assumes no responsibility for links to other sites.

Changes to Privacy Policy

     RIT reserves the right to change, alter, or add to its privacy policies, including but not limited to this web site, at any time without prior notification.