The Right Choice Requires the Right Information

     Tenants and consumers will enjoy incredible benefits from the RIT repository and its products.  As an information provider RIT is very unique.  RIT does not sell information only the use of it for a specific transaction.  Before RIT sells a consumer report, their permission is required.  To ensure that their permission was obtained, RIT tracks all inquiries (when, why and whom requested the report) so consumers have a way to ensure that their permission was given.  RIT does not sell or share data with third-parties or sell lists of any kind.  When scores become available they will be transparent.  RIT was designed to be a balanced, pro consumer alternative for companies that wish to report payment histories but also want to protect their customer’s privacy.  This provides our customers a rare safe harbor for information necessary to qualify applicants, reduce risk and lower prices, while protecting privacy. 

     Due to the accuracy of our data, consumers will not need to subscribe to costly services to protect their consumer data from inaccuracies that can negatively affect credit worthiness.  Every person with a good payment record will obviously benefit, as they should.  A few items that distinguish the RIT repository from all the rest:

     • RIT protects consumers privacy.  
     • Consumers can control their own information.  
     • The RIT $1 price cap. 
     • The “RIT no list guarantee”. 
     • More timely and accurate payment information. 
     • Less need for previous landlord/creditor’s subjective verbal assessment. 

     For consumers trying to obtain a loan without conventional credit, the RIT repository could be indispensable. It will be a source of payment history and credit worthiness information never before available. RIT strongly believes in consumer advocacy and is dedicated to helping consumers of all socioeconomic backgrounds use their rent and other payment histories to enhance or establish credit worthiness. We encourage consumers to use our data base to their advantage because credit, even non-traditional credit, can be critical to obtaining a job, an apartment, and even home ownership. Companies using RIT reports can rest assured that our information is accurate and trustworthy. RIT intends to provide this service at cost. 

     There is a trend, particularly in the property information industry, to develop lists and data bases that consist exclusively of negative information.  This type of data base only has the ability to hurt tenants and consumers.  These lists will only rarely, at best, benefit landlords who are still left with no means to find good tenants/clients.  RIT will never sell any information without the authorization of consumers and contributors.  The RIT data base will stand alone in its data timeliness, accuracy and inclusion of balanced information.